2024-08-28
27 分钟Snag Our Signature Budget Template! Hey, budget besties! 🍁 September is just around the corner, and it’s time to make sure your budget is ready to handle all the upcoming expenses—pumpkin spice lattes included! In this episode, we guide you through the process of closing out your August budget and setting up a solid plan for September. From managing unexpected expenses to stashing cash for fall festivities, we’ve got everything you need to make this a financially stress-free month. In This Episode, We’ll Discuss: Wrapping Up August: How to review what happened in August and make sure your budget is accurate and up to date. Setting Up September: Step-by-step tips for creating a balanced budget for September, including all those fall expenses. Dealing with Debt: Why we place debt at the top of the budget and how to tackle it strategically. Prioritizing Spending: Tips for managing discretionary spending like groceries and dining out, especially if you’re still adjusting to a new system. Adding Monthly Specifics: How to budget for unique September events like Labor Day, fall festivals, or school-related expenses. Automating Your Finances: Why setting up automatic transfers is key to sticking to your budget with ease. Key Takeaways: Wrap Up August: Close out the month by checking off what you paid, noting any unplanned expenses, and making sure your budget balances. Budget for September: Start by listing your income, debts, bills, and spending categories. Don't forget to include any specific September events! Prioritize and Automate: Make sure you’ve got your debt payments at the top, followed by bills, and then your discretionary spending. Set up automatic transfers to make it all hands-off. Seasonal Spending: Whether it’s a fall festival or Halloween prep, include those one-off events in your budget so they don’t catch you by surprise. Join the Conversation: We love hearing from you! Join our Facebook group where we dive deeper into these topics and support each other in our budgeting journeys. And if you’re feeling inspired by this episode, share it with a friend who could use a little budget boost this September! 4 Ways To Connect With Us: 1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall 2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook 3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget 4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching "I love Shana & Vanessa and this podcast is amazing!" If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone. Click here to view our privacy policy. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!