If you're not good at saving money, it's not your fault: Humans are hard-wired to focus on the present. But there's a way to beat evolution and build for your future. Here's what to remember: - Make savings automatic.- Save, even if you have student loans.- Participate in your employer's matching plan.- Reward yourself for saving.- Envision your future self.- Start saving young. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy