To many, it's a dreaded task: making a budget to keep track of money. Guess what? You can do it, and we show you some tools that can help — maybe even make it fun. The founder of the popular budgeting software You Need A Budget tells us how to track your spending. Here's what to remember:- Don't budget just because you should: Set a goal.- Leverage anxiety from a life change and turn it into motivation.- Follow the 50-30-20 method.- Use the power of scarcity.- A roommate is worth 1,000 coffees.- Find the budgeting technique that works for you. Here's a worksheet to get you started: https://bit.ly/2umlqex. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy