Steven Kelly on the Financial Stability Implications of the Discount Window

史蒂文·凯利谈贴现窗口对金融稳定的影响

Macro Musings with David Beckworth

教育

2024-07-08

55 分钟
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Steven Kelly is the Associate Director of Research at the Yale Program on Financial Stability and is also a returning guest to the podcast. Steven rejoins David on Macro Musings to talk about the financial stability implications of the discount window. David and Steven also discuss the issues with FHLBs, how to fix the challenge of reporting requirements, restarting the term auction facility and committed liquidity facilities, and much more.   Transcript for this week’s episode.   Steven’s Twitter: @StevenKelly49 Steven’s blog: Without Warning   David Beckworth’s Twitter: @DavidBeckworth Follow us on Twitter: @Macro_Musings   Check out our new AI chatbot: the Macro Musebot! Join the new Macro Musings Discord server!   Join the Macro Musings mailing list! Check out our Macro Musings merch!   Related Links:   *Domestic Liquidity Provision During Potential Crises* - a panel discussion featuring Steven Kelly, Bill Nelson, Susan McLaughlin, and Luc Laeven at the Federal Reserve Bank of Atlanta’s 2024 Financial Markets Conference   *Weekly Fed Report Still Drives Discount Window Stigma* by Steven Kelly   *The New Bagehot Project* - an initiative by the Yale Program on Financial Stability   *Forward Guidance: Something Old and Something New: Two Potential, Beneficial Discount Window Facilities* by Bill Nelson   Timestamps:   (00:00:00) – Intro   (00:01:02) – The Yale Program on Financial Stability and Steven’s Role   (00:07:04) – Building a Resilient Regulatory Framework   (00:12:45) – Addressing Issues in the Discount Window   (00:21:37) – Responding to Criticism of Liquidity Regulations   (00:27:22) – Fixing the Challenge of Reporting Requirements   (00:33:29) – Restarting the Term Auction Facility and Committed Liquidity Facilities   (00:37:24) – Addressing the Issue with FHLBs   (00:45:26) – Additional Thoughts from the Atlanta Fed Conference Panel   (00:50:59) – Could Increased Use of the Discount Window Cause a Shift in the Fed’s Operating System?   (00:54:44) – Outro
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  • Welcome to Macro musings, where each week we pull back the curtain and take a closer look at the most important macroeconomic issues of the past, present and future.

  • I am your host, David Beckworth, a senior research fellow at the Mercator center at George Mason University.

  • And I'm glad you decided to join us.

  • Our guest today is Stephen Kelly.

  • Steven is the associate director of research at the Yale program on Financial Stability.

  • Steven joins us today to discuss the financial stability implications of the discount window.

  • Stephen, welcome back to the program.

  • Great to be back, David.

  • It's great to have you on.

  • And I am doing this show because I saw you moderate a panel that the Atlanta Fed put together for its annual financial conference.

  • And it was a really fascinating conversation.

  • But before we get into that, Stephen, would you share with us a bit your center there, what you're doing on financial stability?

  • Yeah.

  • So we're sort of based on the fun presupposition that financial crises are not going to be prevented in every state of the world.

  • And if you think about it, I mean, you don't want to design a system where the probability of a financial crisis is zero.

  • Right.

  • That's not the optimal social percentage.

  • And so really what we have here is freedom to think about crisis fighting exclusively.

  • I mean, the sort of rule of crisis fighting policy amongst several international organizations is like, don't talk about fight club.

  • And some of that is very real because the second Jay Powell comes out and says, well, we're thinking a lot about how to fight financial crises, people get nervous, right?