Free cash for first time buyers | The real reason many smart meters don’t work | Money back on flights YOU cancelled

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• 00:01

  BBC sounds Music Radio podcasts hello, I'm Martin Lewis and this is the cunningly named the Martin Lewis podcast.

• 00:10

  I do wonder what that's going to be about now.

• 00:12

  Usually much of it comes from my BBC Radio five live show with Adrian Charles, but there's bonus money saving tips just for you lucky, lucky podcast listeners in today's pod, how to save as a first time buyer.

• 00:25

  Lifetime isas are the superhero product.

• 00:28

  You can get up to 1000 pounds a year free from the state with them towards your deposit.

• 00:34

  But like many superheroes, theres a kryptonite which means some shouldnt bother.

• 00:39

  Though ill also tell you why almost everyone who hits aged 18 should put a quid in one right now.

• 00:45

  Then theres smart meters, the real reason why so many of them are broken and dont get fixed.

• 00:53

  Its less than 100 days to Christmas.

• 00:55

  So this weeks tellers is all about your past Christmas financial problems so others can learn from them.

• 01:01

  My favourite's the person who misheard and bought a costly electric golf trolley instead of a golf brolly.

• 01:08

  And this week's mastermind is an important listen for anyone who's had a flight cancelled on them or cancelled it themselves, whether it was this summer or in years gone by.

• 01:17

  And there's lots more too.

• 01:18

  But I really think right now we should just play the theme tune.

• 01:24

  I got bills I gotta pay so.

• 01:28

  I'm gonna work for a living.

• 01:42

  Before we start, I had a lovely little note on Twitter from a Matthew Collins.

• 01:45

  Right.

• 01:46

  And Matthew tweeted us to say I was so pleased you hadn't forgotten about ransom pants.

• 01:53

  Nice to have the original dream team back together.

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