2024-07-08
35 分钟The ‘Not The Martin Lewis’ Podcast: Where Martin asks specialists your questions.
BBC sounds music radio podcasts.
Hello and welcome to the not the Martin Lewis podcast, which, rather confusingly, is an offshoot of my normal.
The Martin Lewis podcast.
The difference?
Well, there are some subjects that are outside my wheelhouse or I can't answer questions on due to regulations.
So in this podcast, I'm joined by specialists and I'm asking, not answering the questions.
Well, it's me.
I might chip in with the odd note or two.
And crucially too, it's you who sets the agenda.
It's all about getting answers to your questions.
And this podcast is all about how you take your money out of your pension.
The best way we'll be talking about when is the right time to do it, how the 25% tax free lump sum really works, and how to avoid the huge pension withdrawal tax trap.
Then a key primer on the pension drawdown and annuities, crucial tools that you may need when taking money out of your pension.
And should you take your tax free lump sum to clear the mortgage?
That and lots more.
Play the theme tune.
I got bills I gotta pay so I'm gonna work for a fee.
So I'm gonna make sure everybody eats.
So, joining me today to talk about how you take your work or private pension when you're near retirement or after retirement, in fact, is Charlotte Jackson, head of guidance at the money and pension service, and Mehir Chaugouli, who's a wealth manager at Tideway wealth.
Now, we talked in detail when we did the programme on how to build up your pension, about the difference between guidance and advice.