How tax works: tax returns, crypto tax, tax codes, tax breaks, savings tax, capital gains & more.

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• 00:01

  BBC sounds music radio podcasts.

• 00:04

  Hello and welcome to the not the Martin Lewis podcast, which, rather confusingly, is an offshoot of my normal, the Martin Lewis podcast.

• 00:12

  The difference?

• 00:13

  Well, there are some subjects that are outside my wheelhouse or I can't answer questions on due to regulations.

• 00:19

  So in this podcast, I'm joined by specialists and I'm asking, not answering the questions.

• 00:25

  Well, it's me.

• 00:26

  I might chip in with the odd note or two.

• 00:28

  Today's podcast is all about your tax questions, income tax, capital gains tax, national insurance and lots more, including who has to do a tax return and how do you avoid it?

• 00:39

  Do you pay tax on selling cryptocurrency, how tax codes work and why?

• 00:44

  You need to know.

• 00:45

  Frankly, it's your responsibility, not your employers.

• 00:47

  If it's wrong, it'll be you who pays.

• 00:49

  Are there tax breaks available if you're married?

• 00:52

  Spoiler alert.

• 00:53

  Yes.

• 00:54

  And the little known starting rate of tax for savings.

• 00:58

  No, it's not the you can earn 1000 pounds a year most people know about.

• 01:01

  There's another one, too.

• 01:03

  So much to talk about.

• 01:05

  Let's play the theme tune.

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