Picking a health insurance plan can be confusing and frustrating. There are endless acronyms and it's hard to predict what your health needs will be in six months. This episode, we break down some of the terms and share guided questions to help you choose the plan that's best for you. This episode was originally published Oct. 31, 2023. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
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You're listening to Life Kit from NPR.
Hey everybody, it's Marielle.
It is open enrollment season that time every year when many of us have an opportunity to enroll in a new health care plan, whether that's through an employer or on your state's healthcare exchange.
Now, I think a lot of us put this off until the very last minute because it's so complicated.
There are all these terms that you may or may not understand.
Every health insurance plan has its own wrinkles and caveats, and it's hard to know exactly how much you'll end up spending.
There's just a lot going on.
So we hopscotch, so we double dutch, we jump around and we stand formed and we look at our personal situation, we look at our options and we figure out what the best choices are to the best of our knowledge.
That's Cindy George, the senior personal finance editor at GoodRx.
So on this episode of Life Kit, we'll do our best to help.
We'll give you some definitions, explain the different types of healthcare plans, you know, hmo, ppo, that sort of thing.
We'll talk about tax savings.
And then we will help you put it all together and do the math to compare your options.
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