Financial educator Yanely Espinal shares her don'ts when it comes to money. Don't co-sign loans. Don't make hype-driven investments. Don't spend money you don't have. If you've been making these missteps, don't worry — Espinal has advice on how to create a path forward. Learn more about sponsor message choices: podcastchoices.com/adchoices NPR Privacy Policy
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Hey, everybody, it's Marielle.
I want to start this episode by saying we have all made financial mistakes.
Yaneli Espinal is a financial educator.
She works at a non profit called Next Gen Personal Finance, which is on.
A mission to try to get every single high school student in America guaranteed access to a semester course about personal finance and financial literacy.
Ten years ago, she was deep in credit card debt and counting down the days until she was going to pay it off.
In October of 2015, I was going to make my last credit card payment.
So, like, October of 2015 was my mantra every day, right?
Like, I would wake up in 2014 to get dressed for work, and I'm like, October 2015, October 2015?
Because I knew that was my north Star.
Like, I was going to be debt free on that day.
Yaneli wrote a book called mind your money.
Being low income and a daughter of immigrants, I really had to learn the money system in the US, like, by myself.
And I wanted to tell that story and help navigate, you know, credit scores and the stock market.