State Farm Cut Policies. Then the Fires Hit.

州农保险公司削减政策。随后火灾降临。

The Journal.

新闻

2025-02-20

20 分钟
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In recent years, most home insurers were fleeing areas of California with high risk for wildfires. But State Farm was there, dominating the market. Then, just months before the devastating L.A. fires, the company dropped 30,000 homeowners from their books. WSJ’s Jean Eaglesham explains how the risk that State Farm unloaded is now a problem for the rest of California.  Further Reading: -State Farm Was All In on California – Until it Pulled the Plug Before the Fires  -Insurers’ Rule Change Puts California Homeowners on the Hook for L.A. Fire  Further Listening: -Their L.A. Neighborhood Burned. Two Residents Find What’s Left.   -Insuring a Home in California Is Getting Harder  Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • Sandra, can you tell me about your house in la?

  • What words would you use to describe it?

  • I raised four children there.

  • It was homey.

  • It had a view of the ocean.

  • It had, you know, a deck on top.

  • It was home, you know, it was home.

  • That's Sandra Kaler.

  • She's 74 years old.

  • And the house she's talking about was in the Pacific Palisades neighborhood in Los Angeles.

  • You must have so many.

  • But do you have a favorite memory of the place?

  • You know, it's.

  • It's just so hard to say.

  • It's having.

  • When the kids would have friends over that was pretty special.

  • They didn't think I noticed, but it was pretty special that they would do that.

  • And then also, like, we had.

  • We had French windows that opened up and I had a fountain because I love the sound of water.

  • And that's a very strong memory for me.