The stock market is down, but you don't need to be

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  NPR.

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  Tariff uncertainty, government layoffs and sticky interest rates are weighing on businesses.

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  Just yesterday on Truth Social,

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  President Trump announced an extra 25% tariff on Canadian aluminum and steel.

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  There was this whole lot of back and forth.

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  Ontario Premier Doug Ford told CN that this whole trade war is bad for both countries.

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  This is, this is absolute chaos created by one person and that's Donald Trump.

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  Not all of this turmoil has not been good for the stock market.

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  As of this recording, The S&P 500 index of stocks is down about 10% from its peak in February.

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  Many Americans are worried that the stock market fall could snowball into a market crash.

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  The stock market doesn't reflect the whole of the economy

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  and it doesn't always hit everyone's savings,

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  especially many low income Americans.

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  But spills in the stock market do splash a lot of people.

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  Three out of every five American families own shares

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  either directly or indirectly through retirement plans.

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  So what are some ways these families could be navigating this moment?

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  Dan Villalon is an investment researcher and advisor.

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  Don't panic would be sort of the first answer I would have.

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  It's a crisis.

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