Buying a Home in 2025: What to Know About the Real-Estate Market

2025年购房指南:了解房地产市场的关键信息

WSJ Your Money Briefing

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2025-03-30

16 分钟
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High mortgage rates, low inventory and unaffordable prices have left a lot of prospective home-buyers on the sidelines again this year. In the first installment of our special series, “Buying a Home in 2025: Navigating the Crunch,” host Ariana Aspuru explores the challenges of today’s real estate market. She’s joined by Wall Street Journal reporter Veronica Dagher and Zillow’s senior economist Orphe Divounguy, who will provide insights on what buyers can expect in 2025 like the rising cost of home insurance, stubborn inflation, and if mortgage rates will fall. Plus, we break down how the National Association of Realtors settlement has changed the homebuying process. Additional episodes of the series drop on Sundays in April. Sign up for the WSJ's free Markets A.M. newsletter . Further Reading:  This 4-Bedroom Ranch in N.J. Tells You Everything About the Lopsided Housing Market   Home Buyers Are Finally Getting the Upper Hand Again   One House, Three Owners: The Ballooning Cost of the American Dream   Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • We actually thought it would be relatively easy, but here we are and it's, it's not.

  • Five months and nine offers in first time home buyers.

  • Scott Pear and his wife Michelle were anxious about their search.

  • And this is the bonus room.

  • They currently live in a two bedroom apartment in New York City along with their one year old son and 25 pound Australian Labradoodle.

  • But they're planning a move to New Jersey before their lease ends this summer.

  • My wife and I have been smart about our savings and we always knew we wanted to make a purchase on a home and that requires a big down payment.

  • So we're fortunate to be able to do that.

  • Although, are we?

  • Because we actually can't even do it if we wanted to right now.

  • And we always thought, well, once you save up, then you're good and then you'll get something.

  • It's just not the case anymore.

  • Here's your money briefing for Sunday, March 30th.

  • Mariana I'm Mariana Aspuru for the Wall Street Journal and this is the first installment of our three part series buying a home in 2025.

  • Navigating the crunch.

  • Our loyal YMB listeners might remember that around springtime each of the past two years,

  • we've taken a look at the housing market and what it takes to buy a home in 2023.

  • Foreclosures have hit certain people and then,

  • not to mention the fact that home prices themselves have become so out of reach,

  • frankly for a lot of folks.