Why Millions of Student Borrowers Could See a Big Drop in Their Credit Scores

为何数百万学生贷款借款人的信用评分可能大幅下降

WSJ Your Money Briefing

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2025-04-02

10 分钟
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More than 9 million student-loan borrowers could see a decline in their credit scores in the first half of the year, according to the Federal Reserve Bank of New York. Wall Street Journal reporter Oyin Adedoyin joins host Ariana Aspuru to discuss what you should do if you are at risk.  Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices
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  • Hey, our Money Briefing listeners, this is Adriana Aspuru.

  • Here at YMB, we're all about bringing you important personal finance and career news.

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  • That's YMB at WSJ.com.

  • Now, on to the show.

  • Here's your Money Briefing for Wednesday, April 2nd.

  • I'm Adriana Aspuru for the Wall Street Journal.

  • Now that pandemic-era protections are over,

  • more than 9 million student loan borrowers could see their credit scores tank.

  • We reported that about 43% of borrowers who owe payments on federal student loans hadn't resumed making them,

  • and that was according to an analysis of government data by a Vantage score, a credit score provider.

  • So that's millions of people who are either seeing

  • that their credit scores are dropping pretty dramatically or on track to see those drops in the coming months.

  • We'll talk with Wall Street Journal reporter Oyan Atadoyan about what borrowers need to know if they're at risk.

  • That's after the break.

  • The pause on student loan payments helped borrowers' credit scores for years.

  • But that's over, and they're now in jeopardy.